Visa Rewards ScoreCardTM
Thank you for applying for your VISA REWARDS ScoreCardTM at SFCU. You will now be given the opportunity to read about the rates and terms of your VISA loan below. Should you agree to the terms, please click the applicable button at the end of this page and you will then enter your loan application. ANNUAL PERCENTAGE RATES for Purchases:* The APR for the purchase balance is fixed, based on credit qualifications.
As of September 21, 2006, the range of ANNUAL PERCENTAGE RATES for SFCU's VISA Rewards ScoreCardTM was 9.90% up to 18.00%.
Other APRs
Delinquency APR: 18.00%. If you default under any SFCU agreement, your APR on your current balance may increase to a fixed rate of 18.00%. The delinquency APR will remain in effect until you make six consecutive timely payments and without further default by you.
Grace Period for Repayment of Balance for Purchases
You have 25 days from your statement date to repay your statement New Balance before a FINANCE CHARGE on purchases will be imposed.
Method for Computing the Balance for Purchases
Average Daily Balance (including new purchases)
Annual Fee
None
Minimum FINANCE CHARGE
None
Transaction Fee for Purchases
None
Transaction Fee for Cash Advances and Fees for Paying Late or Exceeding the Credit Limit
Transaction Fee for Cash Advance: (FINANCE CHARGE) 2.5% of Cash Advance; Minimum Fee $1.00
Late Payment Fee: 15% of Payment Due; Minimum Fee $10.00, Maximum Fee $30.00
Over-Limit Fee: 1% of Over Limit Amount; Minimum Fee $5.00 *The rates shown above may have changed since the date stated. Call the following numbers for current rate information: (509) 328-2900 or toll-free 1-800-541-4310. Rev. 11/06.
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I agree to the terms and conditions as set forth above as they pertain to my Loan account.
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I do NOT agree to the terms and conditions as set forth above as they pertain to my Loan account. --------------------------------------------------------------------------------
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