Real Estate Loans
Real estate loans
While we'd like you to feel right at home here, you'd probably like to have a home of your own, too. We have several loan options to help you out with that:
. home purchase
. home refinance
. first and second mortgages on your primary residence
. first mortgage on a non-residence
. first mortgage on undeveloped land We've said it before and it's true: our loan process is as pleasant as you'll find anywhere. See for yourself. Home equity loans Get our great rate, and use the money for whatever you please: a car, boat, new deck (we'd like to come over for a barbecue, but that's up to you), remodeling, college tuition, or a long-overdue vacation. Ask your tax advisor about the tax advantage of using home equity as collateral, and apply now. Home equity line-of-credit Lower rates. Higher credit limit. What's not to like about that? Once we set up your home equity line-of-credit, all you have to do is call us and we'll mail you a check or transfer it into your share or checking account. Or stop by the credit union to pick up cash. As you make your payments, the funds becomes available to you again, over and over, whenever and however you want. Used wisely, this loan is better than sliced bread. The 15-year term lowers your payment amount and a line-of-credit may have tax advantages, too. Home Equity Visa Our Home Equity Visa card has a roomful of special features, including:
Higher limits (up to $100,000)
More flexible terms
Lower-than-normal Visa rates (secured with your home's equity) There's no need to wait for a traditional appraisal. SFCU has an innovative tool that can accurately establish the value of a property. So whether you charge dinner - or a dining room set - it will definitely be on the house!
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