Consumer Loans

Money When You Need it.


Our consumer loans come in all shapes and sizes, you'll just need some sort of collateral for security. For instance, when you finance your new car, the title serves as collateral for the loan using the value of the vehicle as security.

  • Car or Truck: 3.74% APR* fixed


  • Boat or RV: 4.74% APR* fixed


  •  Snowmobile or ATV: 6.49% APR* fixed


Request more loan information.

Here's a list of our secured consumer loans:

  • New and used vehicles
  • New and used boats (whee!)
  • New and used recreational vehicles like pickup campers, tent trailers, fifth wheel trailers, conversion vans and motorhomes
  • New and used motorcycles (we care about your noggin so don't forget your helmet!), jet skis, and all-terrain vehicles

NADA quotes are helpful when making your purchase decisions, so call us at (509) 328-2900 and we can help you with that.

Don't forget you can save 1/4% on your loan rate by paying automatically! In fact, that's just the beginning. You can save an additional 1/4% off of your loan rate based on other services used with us, too! 

*Annual Percentage Rate, may vary based on approved credit, rate includes 1/4% off for automatic payment and 1/4% off for additional services, fixed rates range from 3.74% APR to 18% APR. Other rates and terms are available.

The Lot - SpoFed's Car Buying Resource Center

Research thousands of vehicles, compare and contrast your favorite picks, and view inventory at local dealerships. The power of car buying is at your fingertips!

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Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.