Rates are current as of June 24, 2016 

Description

Tiers

Dividend Rate

Annual Percentage Yield (APY)

Minimum Opening
Balance

Minimum Required to Earn Dividends

Minimum Balance to Avoid Fees

Compounded and Credited

Regular Shares

$0-$4,999
$5,000 and over 

0.05%

0.05%

$5.00

$500

----

Monthly

 

Share II

$0-$499 0.05% 0.05% $5.00 $5.00 ---- Monthly

 

$500-$4,999 0.05% 0.05% $5.00 $5.00 ---- Monthly
  $5,000-$24,999 0.05% 0.05% $5.00 $5.00 ---- Monthly
  $25,000+ 0.05% 0.05% $5.00 $5.00 ---- Monthly

Holiday Club

---- 1.50% 1.51% $0.00 $0.00 See #7 & #8 in Truth in Savings Disclosure Monthly

Summer Club

---- 1.50% 1.51% $0.00 $0.00 See #7 & #8 in Truth in Savings Disclosure Monthly

Share Draft
(Regular Checking)

---- --- --- ---- --- $0.00 ---

Debit Rewards ScoreCard® Checking

---- --- --- --- --- --- ---

SFCU
Cash & Check Card

$0-$2,000+ 0.05% 0.05% $0.00 $2,000 $0.00 Monthly

Plus Checking
(this product is no longer available)

$0-$10,000+ 0.05% 0.05% ---- $5,000 $500 Monthly

Business Checking

$0-$4,999 0.05% 0.05% --- $2,000 --- Monthly
  $5,000-$9,999 0.05% 0.05% --- $2,000 --- Monthly
  $10,000+ 0.05% 0.05% --- $2,000 --- Monthly

SFCU Money Market

$0-$4,999 0.05% 0.05% $2,000 $2,000 $0.00 Monthly
  $5,000-$9,999 0.05% 0.05% $2,000 $2,000 $0.00 Monthly
  $10,000-$24,999 0.05% 0.05% $2,000 $2,000 $0.00 Monthly
  $25,000-$49,999 0.10% 0.10% $2,000 $2,000 $0.00 Monthly
  $50,000+ 0.15% 0.15% $2,000 $2,000 $0.00 Monthly

IRA Future Fund

---- 0.10% 0.10% ---- $5.00 --- Monthly
 
Rates Subject to Change
This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your Savings, Checking, Term Share, IRA and Certificate Accounts at Spokane Federal Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.