Loan Rates

Rates are current as of October 1, 2017


Consumer Loans, Collateralized and Unsecured 

Loan Type Rate / Annual Percentage Rate (APR)
Signature & Personal Line-of-Credit 8.25% to 18%
VISA Classic® 8.25% to 18%
VISA Rewards 9.90% to 18%
New or Used Vehicles* 2.74% to 18%
1 Year Adjustable Consumer Loan* 1.99% to 18%
Snowmobiles, Personal Watercrafts, etc. * 5.49% to 18%

* OAC. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes 1/4% discount for automatic payment from your SFCU savings or checking account and another 1/4% off for additional services.


Fixed Rate Long Term Real Estate and Manufactured Homes 

Loan Type Rate/Annual Percentage Rate (APR)
Fixed Rate Real Estate (1st position) Call for Rates
Home Equity Line-of Credit Call for Rates
Owner Occupied (2nd position) Call for Rates
Non-Owner Occupied (1st position) Call for Rates
Undeveloped Land Call for Rates
Manufactured Home - Res. New Call for Rates
Manufactured Home - Res. Used Call for Rates
Our Rates Subject to Change

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