Happy Holidays!

2012 for SFCU has been a busy year with the rollout of our new website and mobile banking application.† We have listened to your feedback and provided the best convenience technology can provide.† We will continue to strive towards that endeavor and offer you even more conveniences and improvements with technology.

As the year draws to a close, Iíll take a moment to reflect on the things that are important.† I am grateful to have a job I love and the support of friends and family.† One of my great joys arrived in 2012 with the birth of my granddaughter, Aurora.† When you look in those eyes how can you not see a bright future for 2013?

Thank you for being a member of SFCU!† It is with great pride that I continue to serve you as the CEO.† I appreciate the opportunity to provide you with financial services to add value to your life.† My door is always open.

We hope the coming year will bring you joy, happiness, prosperity and good financial health.

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