Share & Checking Account Rates

Rates are current as of June 24, 2016 

 

Description Tiers Dividend Rate Annual Percentage Yield (APY) Minimum Opening Balance Minimum Required to Earn Dividends Minimum Balance to Avoid Fees Compounded and Credited
Regular Shares
$0-$4,999
$5,000 and over
0.05% 0.05% $5.00 $500 ---- Monthly
Share II
$0-$499 0.05% 0.05% $5.00 $5.00 ---- Monthly
  $500-$4,999 0.05% 0.05% $5.00 $5.00 ---- Monthly
  $5,000-$24,999 0.05% 0.05% $5.00 $5.00 ---- Monthly
  $25,000+ 0.05% 0.05% $5.00 $5.00 ---- Monthly
Holiday Club
---- 1.50% 1.51% $0.00 $0.00 See #7 & #8 in Truth in Savings Disclosure Monthly
Summer Club
---- 1.50% 1.51% $0.00 $0.00 See #7 & #8 in Truth in Savings Disclosure Monthly
Share Draft (Regular Checking)
---- ---- ---- ---- ---- $0.00 ----
Debit Rewards ScoreCard
Checking
---- ---- ---- ---- ---- ---- ----
SFCU Cash & Check Card
$0-2,000+ 0.05% 0.05% $0.00 $2,000 $0.00 Monthly
Plus Checking (no longer available)
$0-$10,000+ 0.05% 0.05% ---- $5,000 $500 Monthly
Business Checking
$0-$4,999 0.05% 0.05% ---- $2,000 ---- Monthly
  $5,000-$9,999 0.05% 0.05% ---- $2,000 ---- Monthly
  $10,000+ 0.05% 0.05% ---- $2,000 ---- Monthly
SFCU Money Market
$0-$4,999 0.05% 0.05% $2,000 $2,000 $0.00 Monthly
  $5,000-$9,999 0.05% 0.05% $2,000 $2,000 $0.00 Monthly
  $10,000-$24,999 0.05% 0.05% $2,000 $2,000 $0.00 Monthly
  $25,000-$49,999 0.10% 0.10% $2,000 $2,000 $0.00 Monthly
  $50,000+ 0.15% 0.15% $2,000 $2,000 $0.00 Monthly
IRA Future Fund
---- 0.10% 0.10% ---- $5.00 ---- Monthly
Our Rates Subject to Change
This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your Savings, Checking, Term Share, IRA and Certificate Accounts at Spokane Federal Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.

Stay Connected

Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.