Summer is calling...

We have your dream Boat Loan as low as 3.24% APR*. 

  • Rate may adjust every 12 months
  • Low fixed rates are also available
  • Our loan process is fast and easy
  • Know before you go - we'd love to pre-approve your loan! Maybe you already bought a boat and are looking to refinance - we'd love to do that too! 


If you have questions about your specific loan needs, click Learn More and someone from our excellent loan staff will get back to you.

*Annual Percentage Rate, may vary based on approved credit, up to 100% financing. Lowest rate includes 1/4% off for automatic payment and 1/4% off for additional services, adjustable rates range from 3.24%APR to 18%APR.  3.24%APR subject to increase or decrease.  Other rates and terms are available.

Apply Now. It's Easy!

Choose the way that's most convenient for you. Apply in person at our main office or the Credit Union Service Center, over the phone, or online. If you run into any bumps, please give us a call at (509) 328-2900 or (800) 541-4310. You can also reach us by email at

Apply Now   LEARN MORE   



"Spokane Federal Credit Union has always been very good to me, through both good times and bad. SFCU has always provided me not only with very professional service but also understanding when the situation called for more than just professionalism. Your loan rates have always been very competitive as well. Last month I traded in my offshore boat on a new Blue Wave 2200 Pure Bay with all the options. SFCU provided me with the best rate and terms, surpassing all bank offers and even a local credit union. Thanks to SFCU, I now have the ideal boat with terms that are great!"
~ J.R. 
Burkeville, Texas


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