The Drive-Up at 930 N. Howard will be CLOSED March 4 - April 21 for remodeling and enhancements. During the remodel, please visit the nearby Main Branch at 601 W. Mallon.

Home Loans

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We know it's what's behind the door that matters most.

Every financial situation is different-give us a call at (509) 328-2900.

Cindy Stevens - Real Estate Advocate
NMLS #796274
Favorite activities: going to the lake, snow skiing, and watching her kids play soccer and gymnastics.

Renee Lance - Real Estate Advocate
NMLS #411981
Favorite hobbies: hiking and taking walks with her spouse and dogs.

Jessica Robinett - Real Estate Advocate
NMLS #1508526
Favorite passtime: going to the lake and spending time with her kids.


Buying a home is one of the most significant purchases most of us ever make. We are here for you with the resources and support to quickly and easily meet your home financing needs.

We have several options to help you out with real estate-related loans, including:

  • Home purchase
  • Home refinance
  • First and second mortgages on your primary residence
  • First mortgage on a non-residence
  • First mortgage on undeveloped land
  • Home improvements
  • 30-year home mortgages through Servion

Request more loan information.


30 Year Mortgages with Servion 

You put a lot of thought into buying a house that you will be happy with for years to come. Our goal is to make sure you feel just as good with your mortgage decision, too. We're here to tell you that you can have the best of both worlds! Through our partnership with Servion, we're able to assist you with your 30-year home mortgage needs.  Please complete our pre-application to get started.  



Mortgage & Home Equity Loans

As the real estate market ebbs and flows, you might want to check up on your home's value to see if you have accrued equity. Utilizing that equity allows you to do things like create your own personal outdoor oasis, remodel your kitchen or perhaps pay off some nagging bills. 

Ask your tax advisor about the tax advantage of using home equity as collateral.

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Home Equity Line of Credit

Lower rates, higher credit limit, endless possibilities! Apply for a Home Equity Line of Credit and utilize your home equity whenever and however you need it. You can access your Home Equity Line of Credit at any of our branches, over the phone, in-home banking, and through EDNA. We're here to help! 

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This Home Buyer Guide provides you with helpful information to simplify the mortgage process and help you achieve your personal and financial goals. Click the image above to view the guide!

Stay Connected

Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.