Best. Loans. Ever!


This is where we really shine! Whether you're looking for a new car, updating your home, planning a vacation or thinking about your child's future, we've got what you need! We are willing to work with you on terms that work for you.

A human being will review your loan request, take your other obligations into account and tailor a loan that fits your needs. Often, we can combine your loan with your other debts to save you money and even lower your monthly payments.

Applying for a Loan Easy!

Choose the way that's most convenient for you. Apply online or in person at one of our locations.

If you're able to answer "Yes" to any of the following questions, you qualify for 1/4% off of your secured loan! You will also receive another 1/4% off of your loan if you sign up for automatic payments.

  • Do you receive your monthly statements through our easy and secure eStatements?
  • Are you able to apply for your loan online?
  • Do you have an active checking account with us?
  • What about an active Spokane Federal Visa credit card?
  • Have you been a member for at least 5 years?
  • Do you already have a loan at Spokane Federal with a balance greater than $5,000?

What Happens Next?

We make your loan process fast and easy. Once we receive your application, you become our #1 priority. We work on finding a loan solution that will fit within your terms and your budget. So, what are you waiting for?  

Apply now!   

Request more loan information

Quick Links:

NADA Guide   Auto Solutions   Loan Rates
home Buyer guide  Our Commitment to Responsible Lending 

The Lot

SpoFed's Car Buying Resource Center

The Lot allows you to research thousands of vehicles, compare and contrast your favorite picks, and view inventory at local dealerships.



"I've been with the credit union since I was 16 years old. I have always received excellent service from all the staff members. I was able to buy my first car with a loan twenty some odd years ago and have had many car loans, personal loans, and my first home loan through the credit union. Everyone is very friendly and professional there, and you always feel welcome and appreciated."
~ Charles


Stay Connected

Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.