Flexible, Convenient Visa Cards 

Calculate My Savings

These days, almost all of us use "plastic" to make purchases, pay bills and manage our monthly finances. We think you should choose a card that can offer you the best interest rates and features that fit your lifestyle.

Like most of us, you probably have more than one credit card sitting in your purse or wallet so why not test out our Credit Card Calcubot to see how much moolah we can save you.

SFCU Visa Rewards ScoreCard®

  • Non-variable rate as low as 9.90% APR*
  • No annual fee
  • Same low rate on purchases and cash advances
  • 25-day grace period on purchases
  • Real-time fraud security alerts 
  • Earn one bonus point for every qualifying dollar spent in net retail purchases, redeemable for air travel, cruises, rental cars, merchandise, and more
  • Bonus points never expire
  • The number of points used for travel directly correlates to the cost of a ticket  
  • No minimum number of points required. You can apply any points you have and make up the rest in cash, with no fees
  • No mandatory Saturday stays or 30 day advance notice required
  • Householding feature allows anyone living at the same address to combine points (credit and debit) to earn rewards faster click here for more on householding   

LEARN MORE    Apply Now

*Annual Percentage Rate may vary based on approved credit. Non-variable rates range from 9.90% APR to 18% APR.

SFCU Visa Classic® Card

LEARN MORE    Apply Now

*Annual Percentage Rate may vary based on approved credit. Variable rates range from 9.00% APR to 18% APR.


Are you carrying a balance on a high-interest credit card at another financial institution? When you open your new Visa Rewards ScoreCard®, we'll give you double points on the amount you transfer.

If you have an SFCU Visa Rewards ScoreCard® already, see how many bonus points you've earned. Go to


If your card is stolen or lost. 

If there is any doubt in your mind about whether your card is safe, please call 1-800-453-4270.


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Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.