Flexible, Convenient Visa Cards from SFCU

These days, almost all of us use "plastic" to make purchases, pay bills and manage our monthly finances. We think you should choose a card that can offer you the best interest rates and features that fit your lifestyle - like these:

SFCU Visa Rewards ScoreCard®

  • Non-variable rate as low as 9.90% APR*
  • No annual fee
  • Same low rate on purchases and cash advances
  • 25-day grace period on purchases
  • Real-time fraud security alerts 
  • Earn one bonus point for every qualifying dollar spent in net retail purchases, redeemable for air travel, cruises, rental cars, merchandise, and more
  • Bonus points never expire
  • The number of points used for travel directly correlates to the cost of a ticket  
  • No minimum number of points required. You can apply any points you have and make up the rest in cash, with no fees
  • No mandatory Saturday stays or 30 day advance notice required
  • Householding feature allows anyone living at the same address to combine points (credit and debit) to earn rewards faster – click here for more on householding  

*Annual Percentage Rate may vary based on approved credit.  Non-variable rates range from 9.90% APR to 18% APR. 

Apply for a Visa Rewards ScoreCard® now

Are you carrying a balance on a high interest credit card at another financial institution? When you open your new Visa Rewards ScoreCard®, we'll give you double points on the amount you transfer.

If you have an SFCU Visa Rewards ScoreCard® already, see how many bonus points you've earned. Go to

SFCU Visa Classic® Card

Apply for a Visa Classic® now 

*That means annual percentage rate, as of March 2017. Nothing ever stays the same, and that can be true for rates, too.

*Annual Percentage Rate may vary based on approved credit. Variable rates range from 8.00% APR to 18.00% APR. 

Meet the photographer and see more images from our card gallery here. >>


Verified by Visa

Your SFCU Visa credit card comes with Verified by Visa password protection to help prevent unauthorized purchases.  Check out Verified by Visa to learn more and follow their online prompts to learn more!

If you have a disputed transaction or potential fraud on your debit or credit card, please call 1-800-600-5249 for assistance.  Hours of operation are Monday – Friday  5:00 a.m.  to 6:00 p.m. (PST) Saturday from  6:00 a.m. to noon (PST).

Contact us immediately if your card is stolen or lost. If there is any doubt in your mind about whether your card is safe, please call 1-800-453-4270.

Like most of us, you probably have more than one credit card sitting in your purse or wallet so why not test out our Credit Card Calcubot to see if we can save you some money.   Simply type in the amount you owe along with your current interest rate and before you can count to three, our Calcubot will show you how much moolah we can save you.  Give it a whirl!