Car Loans

Rates are as low as 3.74% APR*

Every loan need is different - give us a call (509) 328-2900!


The Lot - SpoFed's Car Buying Resource Center 

Shop for your next vehicle with confidence.

  • Research thousands of vehicles in our massive inventory
  • Save time and money with credit union pre-approval 
  • Refinance your existing auto loan
  • NADA Trade-In Values - find out what your car is worth
  • Free CarFax, vehicle comparisons, and more! 

The power of car buying is at your fingertips!


The Lot provided to Spokane Federal Credit Union by GrooveCar.

*Annual Percentage Rate, may vary based on approved credit, rate includes 1/4% off for automatic payment and 1/4% off for additional services, fixed rates range from 3.74% APR to 18% APR. Other rates and terms are available.



Our loan process is quick and easy.

Get pre-approved today to know what you can afford and secure financing before you go. Our excellent loan staff is ready for you!  


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Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.