Car Loans

Rates are as low as 3.99% APR* with up to 90 days of no loan payments!

This rate includes 1/4% off for automatic payments and 1/4% off for additional services.


The Lot - SpoFed's Car Buying Resource Center 

Shop for your next vehicle with confidence.

  • Research thousands of vehicles in our massive inventory
  • Save time and money with credit union pre-approval 
  • Refinance your existing auto loan
  • NADA Trade-In Values - find out what your car is worth
  • Free CarFax, vehicle comparisons, and more!   
The Lot provided to Spokane Federal Credit Union by GrooveCar.

*Annual Percentage Rate, may vary based on approved credit, rate includes 1/4% off for automatic payment and 1/4% off for additional services, fixed rates range from 3.99% APR to 18% APR. Other rates and terms are available.


Our loan process is quick and easy.

Get pre-approved today to know what you can afford and secure financing before you go. Our excellent loan staff is ready for you!

Are you 22 or under and getting your first car loan? When you book your loan with us we'll give you a $100 gas card to get you started. Apply today.



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Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.