Car Loans

Rates are as low as 2.99% APR*

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The Lot - SpoFed's Car Buying Resource Center 

Shop for your next vehicle with confidence.

  • Research thousands of vehicles in our massive inventory
  • Save time and money with credit union pre-approval 
  • Refinance your existing auto loan
  • NADA Trade-In Values - find out what your car is worth
  • Free CarFax, vehicle comparisons, and more! 

The power of car buying is at your fingertips!

EXPLORE THE LOT TODAY Watch our video about The Lot

The Lot provided to Spokane Federal Credit Union by GrooveCar.

*Annual Percentage Rate, may vary based on approved credit, rate includes 1/4% off for automatic payment and 1/4% off for additional services, fixed rates range from 2.99% APR to 18% APR. Other rates and terms are available.

Our loan process is quick and easy.

Whether you're financing or refinancing a new or used car or truck, we've got a loan for you!


Thinking about kicking the tires soon?

Get pre-approved today to know what you can afford and secure financing before you go.


Stop by and see us at 601 W. Mallon or 1212 W. Francis. Or, give us a call at (509) 328-2900 or (800) 541-4310. Our excellent loan staff is ready for you!


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Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.