Savings Accounts

No matter what you're saving for, we've got an account that fits your life.

Like most credit unions, we used to call our savings accounts share accounts. That's because when you open a savings account at Spokane Federal Credit Union, you're really buying a share. That means you own a piece of the institution and have a stake in its future. Your deposit even comes with voting rights as our board of directors is chosen from among the membership. 

There's another difference we think you'll like too. Spokane Federal savings account dividends are usually higher than the interest you'd earn at a bank. Our board of directors determines the rate, and we calculate your monthly dividend based on your average daily balance.

Looking for a higher rate of return?

Kasasa Saver and Kasasa Cash can help.

It's like a present you give yourself.

Make saving effortless with Kasasa Saver - a free account that links to your Kasasa Cash or Kasasa Cash Back checking account. Cash rewards earned will transfer automatically into your Kasasa Saver account.

  • 0.50%APY on balances up to $5,000
  • 0.05%APY on balances over $5,000
  • 0.01%APY even if you don't qualify

Ask How

It's like your money got promoted.

Kasasa Cash is one of our free Kasasa checking accounts that pays higher dividends with easy qualifications.

  • 2.02%APY on balances up to $10,000
  • 0.05%APY on balances over $10,000
  • 0.01%APY even if you don't qualify
  • Link to free Kasasa Saver to build savings automatically

Learn More


Stay Connected

Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.